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Our Investment Process

Your Needs. Our Process. Custom Solutions.

Fact Finding - Investment Policy Statement

Our process starts with understanding your financial goals, personal values, and volatility tolerance. We develop your investment policy statement firmly rooted in each of these. This is the roadmap for portfolio design.

Portfolio Construction - Strategic Allocation

Strategic allocation represents long-term targets of your portfolio and is detailed in the investment policy statement. Actual allocations will be tactically managed around these targets. The strategic allocation is the benchmark against which our process is measured.

Ongoing Management - Tactical Allocation

Tactical overlays take into account where we are in the market cycle, valuations, tax sensitivity, personal values, and opportunistic investments. The economy and markets provide opportunities to enhance or protect returns by adjusting targets within the strategic bands. Using risk management as the primary objective, we also incorporate trends to adjust portfolio allocation.

“If you quit on the process, you are quitting on the result.”
Idowu Koyenikan
Understand your personal goals, values, risk tolerance, liquidity needs, and time horizon
Evaluate your existing holdings and factors that may affect your portfolio
Develop an investment policy which articulates the investment strategy aligned with your objectives
Implement strategic and tactical processes consistent with your investment policy statement
Monitor results and conduct ongoing review of objectives